I stopped using UnionBank EON for quite sometime as the service I was expecting to get did not happen sooner than I desired. I also noticed that using the ATM in other banks does not work at times and can be disappointing.
Recently, I have a prospective club member based abroad who can only pay me through such medium. Still, the fund transfer feature to other banks does not work. The mobile phone reloading is not accessible either. Picking up a cybercheck may be ok assuming one has lots of time to do errands.
Still, I have to get UnionBank EON again soon.